To withdraw your own money, you give a little portion of your money to banks. And this is people’s biggest concern while withdrawing
money from the bank since the charges may not appear to be significant in the short term, but when you sum up all of the charges that the bank collects annually, it goes up to a huge amount.
But do you know there are some ways through which you can save your money which you are losing in the name of different types of charges. If you are a Netspend user then you must be curious about, “Where to withdraw money from my netspend card for free?” You can withdraw money from ATMs like Metabank, Moneypass and you can use Walmart or your friend who is also a Netspend user.
In this blog, I’ll take you through many ways where you can
withdraw money for free from your Netspend card. You could have an account with a different institution than Netspend and find this
information useful as well, so stick around. Because Netspend primarily works with payment cards, you may be surprised to learn that a debit card from any other bank may use similar techniques to minimise withdrawal costs.
What exactly is Netspend?
Netspend is a fintech company which is famous for its Netspend card. Netspend cards are basically refillable debit card. Although the Netspend card offers similar features to any other debit cards, the main difference between the two is that the Netspend card is not tied to any of the existing bank account.
And due to this, anyone can apply for a Netspend card and use it.
After applying for a Netspend card, you need to make a choice between the fee plans that Netspend offers you. Monthly fee plans are the most common choice of the people.
Where to withdraw Money from Netspend card for free?
Here we are sharing some options where from you can withdraw money from Netspend.
1. Metabank ATMs
Metabank and Netspend are interlinked. Withdrawals are absolutely free and no extra cost is charged at the ATMs. You just need to
make sure that those Metabank ATMs have the “Privilege Status”
mark. If you have a Netspend card, you can take out funds from any Metabank ATM in the United States.
2. Moneypass ATMs
Relax! Moneypass ATMs also provide surcharge-free withdrawal services. You will be happy to know that it is one of the largest surcharge-free networks in the United States.
3. Withdrawal from Walmart
Walmart is a good spot to withdraw money from your Netspend card. All you have to do is go there, do some shopping, and utilise the cashback option to get the remaining of your money back.
You can collect up to $100 cashback each transaction at the cashier, depending on the Walmart service desk location. You may also receive up to $65 in cashback at self-service checkouts.
4. Visa Plus Alliance ATMs
Many banking and fintech firms collaborate with Visa Plus Alliance ATMs. They have also partnered with Netspend, thus they are providing free cash withdrawals to every Netspend user.
5. From another Netspend user
If you are in a hurry and you know someone who also has a Netspend account then you can take help from them.
What you have to do is simply send your friend some amount of money in their Netspend account and take cash from them. I’m
assuming that your friend will not take some charges of taking cash from them
6. At chosen shop outlets, choose debit and input the PIN.
Do not use an ATM or any other relevant point to pay for your purchases if you are buying products and services at establishments that accept card payments. Instead of receiving rewards, you can choose DEBIT and enter your PIN. Grocery stores, restaurants, and retail stores are examples of such
establishments. One of the shops where you may receive cashback is Walmart.
For what purpose does a Netspend Prepaid Debit Card be used?
You can do a lot of different things with your Netspend card.
However, you must first check that the card is loaded with funds. If there is no balance on the card, it is worthless.
Following things you can do if you have a Netspend card-
1. Purchase products or services- You can use your Netspend card to purchase any product from shops which accept payment via card. You can also use it to pay for various services.
2. For withdrawal purpose- Users can quickly withdraw money from an ATM with a Netspend card. If the machine accepts Visa or Mastercard, users only have to insert ones card and withdraw money after entering their PIN. You can enter the amount you wish to withdraw.
3. Sending funds- You can easily send funds to other Netspend card users without any problem. You just need the account details of other user. Also you can easily receive funds from any bank to your Netspend account. But if you want to send money to the bank account via Netspend card, then it is not possible at all.
How to recharge the Netspend account?
There are many ways by which you can reload your Netspend account and continue using it for many purposes.
1. Using direct deposit option
Direct deposits are a way to get money into your account. You can ask your company to pay you straight into your account if you prefer direct payments. If you receive government assistance, you can request that money be deposited directly into your account by the appropriate authorities. You may also link your card to a bank account so that you can move funds from your bank account to your Netspend account as needed.
2. On recharge centres
You may replenish your Netspend account at any of thousands of refill points around the country. All you have to do is go to such establishments with cash in your hands, and you’ll be OK.
3. Receiving funds from someone else’s account
Because Netspend enables for person-to-person money transfers, another Netspend user can send money to your account based on your agreements. It might be in the form of
a monetary transaction or a kind of payment for services delivered.
4. Check your deposits through mobile device
You may deposit checks online with Netspend. You’ll have money in your account after they process the checks. You
must photograph the check on both the front and back sides in order to deposit it online. The reverse of the check should also be signed.
What to do when the Netspend card is lost?
The first thing you should do if you notice you don’t have your Netspend card is contact Netspend customer service. You may
contact them personally or report the problem online by logging into your account. They then lock the card, preventing anybody else from using it.
If you assume everything is OK, you risk losing your money if a thief obtains the card and decides to use it. Above all, you must be extremely cautious where you place your card since it functions in the same way as money.
Is it possible for someone else to use my Netspend card?
Yes. If you give someone else your PIN, they can use it to withdraw money from an ATM or pay for products and services in businesses. As a result, you must keep your PIN secret.
If someone gets their hands on your card, they may use it to make online payments since all they need is the card number and the security code. They may purchase items online or pay for other services, only to discover that your account is depleted.
We want to withdraw money for free using the netspend card, therefore in the above section we discussed skipping ATM or over-the-counter charges during the time of withdrawal. When
using debit, credit, or prepaid cards to withdraw money, most ATMs charge some fee which results in loss of a big amount of money in the long run.
There are several ways to withdraw money from Netspend card but if you want to save extra withdrawal charges then you do not have many options. Some ATMs, such as Metabank and MoneyPass, allow you to take funds from my netspend card for free. Another
way is to transfer money to someone who also has a Netspend account for cash exchange in order to avoid costs and subsequently save money.
What is the cost of ordering a Netspend card?
The cost of ordering and activating a Netspend card is nothing. After you’ve activated your card, you can choose from a variety of charge options.
What is the procedure for getting a Netspend card?
You need to apply for it by filling an online form at Netspend official website. Then they will send you a customised card.
What are the ways of adding money to a Netspend card account?
You may fund your Netspend card via PayPal, Bank transfers, Direct deposits, Netspend reload locations etc.
How much withdrawal charges does it cost when you take out money from an ATM via Netspend card?
Generally when you withdraw money from an ATM via Netspend card, it costs you approximately $2.5 per withdrawal but if the withdrawal is not domestic then it costs around $4.9 per withdrawal.
How can I deactivate my Netspend card?
One option is to withdraw money from an ATM or to spend the entire amount on your Card Account. You can also contact Netspend customer service to know more.