How to transfer money from Netspend to a Bank account?

Do you want to transfer money from a Netspend account to your bank account? 

For this purpose, you just need to link your bank account with Netspend. It is completely understandable that one requires cash in the bank account for various reasons, for instance, repayment of credit or in the form of savings for the future. 

How to transfer money from Netspend to a Bank account

How to transfer money from Netspend to a Bank account?

If you have funds in your Netspend account, you just need to transfer the money into your bank account. However, Netspend does refuse its users to transfer the funds in their bank account directly, but it allows them to link their bank account for top-ups. For linking the bank account, one needs to follow the below-mentioned steps: –

1) Sign in to your card account online and get the routing number

It is essential for Netspend users to create an online account for their prepaid card whenever they receive it. It assists them in dealing with their cash in a better way. In case one doesn’t have an online account, he must create one. A routing number would be sent to the user to differentiate the receiving bank. 

It is a nine-digit number that tells where you have opened your account. It is also known as ABA or RTN number. You can check your bank routing number either on your bank’s website or on the lower side of your checkbook.

2) Add Netspend Card To Add Funds By login to your bank account 

You can add your Netspend card as one of the cards you would be using for adding funds from your bank account balance. For this, you will need the issued routing number and account number of your Netspend account. 

3) Transfer money to your Netspend card account

When you successfully link your bank account with your netspend account, you can continuously fund your card with cash and can use it for spending anywhere. You can also deposit your paycheck directly to load your netspend card. 

To move or transfer your cash from your Netspend account to your bank account, you might need to withdraw it from the nearby ATM machine and afterward deposit it in your bank account; however, this is an indirect method to transfer money from your Netspend account to your bank account. Additionally, you can receive money from your companions or load at reloading locations.

Other ways to transfer money from your Netspend to your bank account are: 

1. Use PayPal

Netspend is associated with PayPal; hence, you can transfer money through it by linking your account with PayPal. 

If the connection procedure remains successful, you can request funding from Netspend into a PayPal account. To connect the account with PayPal, you need to follow these steps:

  • Firstly, you need to log in to your Paypal account and click on the “Wallet” option located at the top of the screen. 

(Note: In case you are using a smartphone, you can visit the menu button from where you will get the “Wallet” option.) 

  • Click on the “Link a bank account” option upon signing in. 
  • A drop-down menu will appear on the screen where you can select your respective bank. In case your bank doesn’t appear in the drop-down, there’s an option to click “Don’t see your bank.” By clicking on that option, you can enter your bank account.
  • Lastly, click on “Link your bank.”

Whenever you have a Netspend account linking with a Paypal account, you can request transferring of funds to your bank account. 

Afterward, you can withdraw an amount from your PayPal account to any of your linked bank accounts. It takes 3-5 business days to complete the whole procedure. 

2. Withdraw at Walmart

Walmart is another platform that allows you to withdraw money from Netspend. It allows the direct deposit of money to a bank account. Whenever you withdraw money from your Netspend card, you can make orderlies to deposit in your bank account. 

For withdrawing money, Walmart charges a nominal fee of $3.75 per withdrawal. Also, the limit that it sets for daily withdrawal is $5000. 

3. Use Western Union

Western Union is yet another established platform for transferring money from Netspend accounts. The organization is associated with Netspend, and transfers can be executed between two financial companies. 

You need to transfer money to Western Union account from where you can further transfer them to a bank account. 

To transfer money from a Western Union account to a bank account, follow these simple steps:

  • Sign in to your Western Union account with reliable credentials and documents such as a Government identity card, Driving license, or any other proof. 
  • Enter the amount to be transferred and also the bank account details. 
  • Select the payment method and choose to pay with your Netspend account. 
  • Click on Save and Send. 

After completing the process, you can track the progress of your transaction through the generated tracking number. 


Though there is no direct method to transfer money from the Netspend account to the bank account, however, you can do the same by using the indirect methods mentioned above with the steps. PayPal is one of the most popular and reliable payment platforms for transferring money. All other methods can also be used for the same purpose. 

Frequently Asked Questions

How do I get a Netspend card?

How to use a Netspend card to pay for purchases?

How to send and receive money with Netspend?

What is the netspend transaction limit?

What is the Netspend free plan?

Can I link my Netspend card to my bank account?

How long does it take to transfer money from Netspend to a bank account?

Leave a comment