Does Walmart Take Apple Pay? Key Details Here

Does Walmart Take Apple Pay Key

Walmart is a Store for everyone..!!

When it comes to one of the largest retail businesses in the United States, only one brand strikes the mind, and that’s Walmart.

You will find Wal-Mart stores all over the country. If you want bulk supplies at inexpensive costs, Walmart will be your true companion. Whatever product you need, you will easily find it in Walmart.

Whether it is innovation or customer experience, Walmart has kept its name as the best in every field.

And if we look on the other side, we will find that nowadays the customer has also become tech-savvy with the increasing technology. Whenever the customer goes shopping, he uses cash at least, and instead of cash, he prefers to make online payments or contactless payments.

And the most secure and safe payment option in this episode is Apple Pay. Now the question arises: does Walmart take Apple Pay?

In this blog, we will know about this question in detail.

So, let’s dive right in..!!

Does Walmart take Apple Pay?

As of 2022, Walmart doesn’t take Apple Pay in any of its shops. As Apple Pay uses NFC (Near-Field Communication) technology to apply its linked funds to purchases, NFC technology is not supported by Walmart. Walmart uses QR codes.

So, to pay at Walmart customers need to use Walmart’s digital wallet called Walmart Pay to make purchases at the registers and self-checkout lanes using their iPhones.

Besides, Walmart takes MasterCard, Visa, Checks, PayPal, Amex, and cash as a payment option.

Why does Walmart not accept Apple Pay?

There are 3 main reasons why Walmart does not accept Apple Pay.

Processing Fee

As Apple always says that its technology is completely free for its customers, but some charges must be made on their behalf by the card issuer. Due to this policy depending on the card used through a digital wallet, Walmart has to pay the varied processing fee. There is a significant cost in terms of the processing fee, depending on the card.

On the other hand, Walmart aims to make money on behalf of each transaction, which couldn’t be possible when payment is made through Apple Pay due to the processing cost. So Walmart stepped down this payment option.

Marketing Advantages

Marketing benefits are always there and so for Walmart too. If Walmart comes up with new ideas for payment methods so that customers can pay while interacting with the store, it will enhance its brand recognition of Walmart, more people will come to the store while promote the brand.

And that is why Walmart comes up with the digital wallet called Walmart Pay, it not only provides the payment option to customers but also raises brand recognition. And the Walmart Pay app is available only to Walmart customers, which comes under its customer loyalty strategy.

Walmart Pay

As we have discussed in the previous point that Walmart focuses on its digital wallet called Walmart Pay as a part of its branding strategy. Walmart doesn’t accept Apple Pay. Besides its branding strategy, Walmart doesn’t want to compete with its digital payment option.

What Payment Methods Does Walmart Accept?

Walmart accepts the below payment methods:

  • Credit card
  • Debit, ATM, or check card
  • Paypal
  • Capital One Walmart credit card
  • Chase Pay
  • Affirm
  • Cash
  • Gift card
  • Venmo
  • American Express Checkout

When Will Walmart Start Accepting Apple pay?

Walmart does not intend to accept Apple Pay as of now. If Walmart discontinued its digital wallet app Walmart Pay, then in that case they might start accepting payment through Apple Pay. But for the time being, they haven’t any plans to start accepting Apple Pay.

How Can I Use Walmart Pay?

Digital wallets make it easier for everyone to make purchases at both online stores and in-person buying. Apple Pay and Walmart Pay allow everyone to make purchases with a single click of a button.

Both Android and iOS users can use the Walmart Pay app for making payments. And it’s free.

Follow the below steps to use Walmart Pay:

Step 1: On your device, download and launch the Walmart app.

Step 2: Select “Walmart Pay” from the drop-down menu.

Step 3: Click “Get started” to begin.

Step 4: Create a account or sign in if you don’t already have one.

Step 5: Choose either a credit or debit card.

Step 6: Terms and conditions must be accepted.

Step 7: Choose “Pay at Walmart” from the drop-down menu.

Step 8: Make a password.

Step 9: Use Walmart Pay to pay at the register.

How Can I Use Walmart Pay App In Walmart Store?

Here are the steps:

Step 1: Scan your products at any self-checkout terminal or go to a manned checkout line.

Step 2: On the debit reader screen, a unique QR code will appear.

Step 3: Open the Walmart Pay app on your phone.

Step 4: Enter your four-digit pin code.

Step 5: Hover your phone over the QR code on the screen until you hear a sound.

Step 6: You will receive a message indicating that your transaction was successful.

What Are the Benefits of Apple Pay?


Payment safety is a high priority of every online shopper. Identity theft, data breaches, and credit card fraud all are on the continuous rise. So Apple pay has a safeguard built into both the hardware and software of compatible devices.


For all those individuals who have Mac, Apple makes it easier for them to do business via Apple Pay. If any of the Apple users want to make a payment then he/she can make it quickly using Apple Pay which removes the need to input credit card information in full.

Internet Free Connection

If you are an Android user, you would be surprised to know that Apple Pay does not require internet connectivity. You need not pay any additional costs for roaming. And you can use Apple Pay if your smartphone is in airplane mode. Apple Pay works with the NFC chip present at the store, and money directly will be sent to the business.


Apple is known for its privacy, and so does Apple Pay. All the personal information like Customers’ purchases, identities, etc are not stored or monitored by Apple. So you can easily store and use your credit cards or account numbers to make purchases at stores.

Final Thoughts

That’s all..!!

I believe that by reading this blog your query on “Does Walmart accept Apple Pay?” has been resolved. Aside from that, I’ve attempted to include all of the detailed information in this blog that you’ve been searching for on Google for a long time.

Yes, Walmart has its digital wallet called Walmart Pay, and it does not accept Apple Pay. But it provides its customers with other payment options also to make payments for their purchases both in-store and online.

And if we talk about the Walmart Pay app, yes both Android, and iOS users can use this app smoothly.

Happy Shopping..!!

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