Does Lowes Take Apple Pay in 2022? Let’ Unlock

Since the digital revolution has made everyone a geek, many of us no longer carry our wallets with us; instead of carrying cash, individuals choose to make digital payments. And, since the advent of covid-19, it appears that contactless payment has evolved significantly.

When it comes to money, though, everyone wants to conduct secure and safe transactions. And, by introducing Apple Pay to the market, Apple has ensured that users have the choice of safe and secure online payment with a thriving ecosystem that customers appreciate.

Does Lowes Take Apple Pay

Now here the question arises, Does Lowes take Apple Pay?

In this blog, I will provide you with the complete information regarding the acceptance of Apple Pay by Lowes, if it accepts then what are their requirements, and if not then what customers should do.

So, let’s get started.

Does Lowes Take Apple Pay?

No, Lowes doesn’t take Apple Pay. They even do not accept Apple Pay as a payment option either online or offline. Yes, it is pretty unfortunate that they do not accept Apple Pay as they don’t have any NFC technology to allow customers to use Apple Pay. Even as of now Lowes doesn’t have any plan to install NFC on their payment terminals to enable the usage of digital wallets.

Don’t worry, they have other payment options, which I will let you know in this blog. But first I should tell you why they don’t take Apple Pay.

Why does Lowes not accept Apple Pay?

When it is high time every retailer begins to accept digital payments, Lowe’s has yet to apply. You are thinking about why Lowes does not accept Apple Pay and how they will secure their future without investing in technology that is in demand.

Here are some reasons, let’s know them.

Transaction Charges

As Apple always says that its technology is completely free for its customers, but some charges must be made on their behalf by the card issuer. And Lowe’s would have to pay Apple a specific merchant fee to utilize Apple Pay at its stores. This is a transaction charge for every purchase through Apple Pay, and Apple receives a portion of each purchase.

On the other hand, Lowes aims to make money on behalf of each transaction, which couldn’t be possible when payment is made through Apple Pay due to the processing cost. If Lowe’s keeps a close eye on their budget, they undoubtedly have a limit for what merchant fees are allowed., and this limit has already been exceeded by Apple Pay. So Lowes stepped down this payment option.

Lowes Don’t Have NFC Technology

As of now, Lowes Don’t have NFC technology installed in their locations. Unlike other stores and retailers, Lowes still has not embraced the technology to allow Google Pay or Samsung pay.

Even they imply that they have no plans to support Apple Pay or any other digital wallet. And installing NFC terminals might be costly for Lowes. As it is a relatively new technology, the cost may be prohibitively expensive for Lowe’s to justify.

Focuses Customers On Lowe’s Credit Card

There is one more reason, Lowes thinks that if he introduces Apple Pay, his customers’ focus will shift away from the Lowes credit card.

On the other hand, Customers who use digital wallets can link several cards and payment methods to their accounts. With this, if one card doesn’t work when it’s time to pay, they may easily swap to another. And at the end, this process eliminates the need to apply for a Lowe’s credit card.

Is it possible to pay online at with Apple Pay?

No, If you think Lowes will accept Apple Pay through, then, unfortunately, Lowes does not provide this option also. When utilizing the digital wallet option on iOS devices such as iPhones and iPads, you cannot pay for your purchase at

Besides, Lowes accept a variety of alternative modes of payment, including credit cards, debit cards, gift cards, Paypal, and yes their own Lowes Credit card.

Can I Pay With My Phone at Lowes?

Unfortunately NO, You cannot pay with your Phone at Lowes, as they haven’t installed NFC terminals for contactless payments, you cant even make payments through Google Pay or Samsung Pay also. And let me tell you, Lowes doesn’t have any plans to accept payments through NFC. So whenever you go shopping keep this thing in mind, and focus on other payment options. 

Because NFC payments are not accepted at all Lowes locations, you cannot pay using your phone.

Can I pay using PayPal at Lowes?

Yes, you can pay using PayPal at Lowes. To make a payment using PayPal you need to click “Other Payment Methods.” Following this, you will be presented with the “PayPal Checkout” option.

But keep in mind that PayPal Cash Card and PayPal QR codes are not accepted in Lowes stores or online.

What Payment Methods Does Lowes Accept?

You can pay in-store and online by using the following ways:

  • Debit/Credit Cards
  • Master Card
  • Discover
  • American Express
  • Visa
  • Cash
  • Lowes Gift card
  • Lowes Credit card
  • Paypal

Which merchants accept Apple Pay?

So, wherever you go shopping you must look for a list of stores that accept Apple Pay. Here I have sorted a list of merchants who accept Apple Pay.

  • Stop n Shop
  • Kohl’s
  • IKEA
  • Costco
  • Rite Aid
  • Safeway
  • Walgreens
  • JCPenney
  • TJ Maxx
  • Ace Hardware
  • Wingstop
  • Starbucks
  • CVS
  • Best Buy
  • McDonald’s

Final Thoughts

That’s all..!!

I hope I have solved your query “Does Lowes take Apple Pay”.

If seen, the way technology is developing, Lowes should also walk shoulder to shoulder with technology. It not only keeps updates but at the same time provides convenience to the customers.

Nowadays, as I said earlier, in the digital age, a tech-savvy person gives more importance to digital payment than to giving cash. And when it comes to security, Apple Pay is at the forefront.

It is not that Lowe’s does not provide an online payment option, and you do not even need to take tension about it, because Lowe’s also provides the facility of payment by credit card and debit card, which is quite good for the customers.

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