How to Add Money to Apple Pay without a Debit Card?

Do you want to know how to add cash/money to Apple pay without a Debit card for Apple users?

Here I am providing the complete step by step guide that will assist you to add money to Apple Pay without a Debit card.

Also Read: How to Withdraw Money From Apple Pay ?

How to Add Money to Apple Pay without a Debit Card

By far, you might be familiar with Apple Pay. Apple developed the Apple Pay platform to encourage people to abandon their actual wallets.

You may carry your debit and credit cards on your iPad, iPhone or Apple Watch with this app. So you need not carry your physical wallet, besides, You can pay with any of your devices and prevent any card-related issues.

Things to Keep in Mind Before Starting

First, you need to add money to your Apple Pay account with credit and debit cards. But ensure that you have money on your card, if there is no money then you won’t be able to utilize your Apple pay account for various transactions.

You can now send money to someone in minutes to resolve financial concerns. You can even pay someone from far for the household chores without ever meeting them in person.

Follow these steps to Sign Up for Apple Pay

You can create an Apple pay account and be able to send and receive money too fast.

Once you’ve verified that you’re an eligible user, activating this service on your Apple devices is Quite simple.

Step 1:  First of all, Open the Wallet app on your iPhone and go to the top of the page to the Apple Pay Cash Card option.

Step 2: Then go to Set Up Apple Pay Cash and click on it.

Step 3: First, read the Terms & Conditions section and then click on the “Agree” button which is shown at the bottom corner of the screen.

Step 4: Setting up would only take a few minutes. After that click on Add Debit Card.

Step 5: Enter your debit card details, such as the account number and expiration date.

Step 6: Fill in your entire name, date of birth, and social security number to prove your identification.

Step 7: After clicking on the continue button, the Apple pay account would be set up.

How to Send and Receive Money Through Apple Pay

Here are the steps to send & receive money through Apple pay.

Step 1: First of all open the Messages application.

Step 2: Then, start a new conversation or tap on already going on.

Step 3: Click on the Apple Pay button. If you don’t see the Apple Pay button, then press the App Store icon.

Step 4: Enter the amount you need to send.

Step 5: To review or cancel the payment, click on Pay, then hit the Send button.

Step 6: Use your Face ID, Touch ID, or passcode to confirm the payment.

Steps to Transfer Apple Pay Cash to a Bank Within 1-3 Business Days

Step 1: On your iPhone, go to your card information.

Step 2: Open the Apple Pay Wallet application.

Step 3: Click on Apple Cash Card and then click on the More button.

Step 4: Hit Transfer to Bank

Step 5:  Enter the amount to be transferred and click on the Next button

Step 6: Choose 1-3 business days.

Step 7: By using your Face ID, Touch ID, or passcode to confirm the transfer.

Step 8: Wait until cash is transferred.

Steps to Transfer Apple Pay Cash to a Bank Instantly

Step 1: Go to your card information on your iPhone.

Step 2: Click on Transfer to Banks.

Step 3: Enter the desired amount.

Step 4: Choose Instant transfer.

Step 5: By using your Face ID, Touch ID, or passcode to confirm the transfer.

How Can I Check my Apple Pay balance?

Regularly checking your balance helps you effectively organize your finances, here are the steps you can follow to check your Apple Pay balance.

Step 1: Select your Apple Pay Cash card in the Apple Wallet application.

Step 2: To display card settings, click the three horizontal dots in the upper right-hand corner.

Step 3: The “Add Money” tab will display your balance.

How Can I Deposit Funds in Apple Pay Through Money Transfer Apps?

Some mobile money transfer apps accept fund deposits to Apple Pay. For example, you can pay money to Apple Pay via Cash App, however, this approach does not work directly.

Because in this first you must link the Apple pay and Cash application via an eligible bank account to transfer the money between the two.

Step 1: Open Apple Pay and connect it to a bank account.

Step 2: Then open the Cash App and enter the same bank account details.

Step 3: From Cash application to Bank money to be transferred.

Step 4: Wait until the money is deposited into your account.

Step 5: Now move the money from a bank account to Apple Pay.

Hope it helps you to transfer the money from the Cash app to Apple pay.

Final thoughts

Apple Pay is an Apple device-based money transfer service. iPhones, Apple Watches, iPads, and Mac PCs all support Apple Pay. When you create an Apple Pay account, you’ll need an acceptable debit or credit card. The cards allow you to deposit funds into your account for a variety of purposes. You can, however, fund your account without using the cards.

If you still have any queries regarding Apple Pay, you can ask me in the comments, I would be very happy to help you out. Yo can also read about Apple Pay Refund Not Showing?

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